(719) 301-9303
Services Offered
Services Offered
Starting Medicare
As you prepare for Medicare, I can assist with:
Determining your Medicare eligibility
Avoiding Late Enrollment Penalties (LEPs)
Understanding Medicare’s benefits and limitations
Enrollment in Original Medicare (Parts A & B)
Completion of necessary CMS forms
Deciding between a Medicare Supplement (“Medigap”) and a Medicare Advantage plan
Comparing and selecting Medicare plans (Part C, Part D, and Medicare Supplements)
Special situations
There are unique Medicare considerations for certain groups of people. I can provide the necessary, specialized guidance for those with:
VA benefits (veterans)
Tricare for Life
Long-Term Disability through SSA
PERA
Medicaid
ALS or end-stage renal disease
Client support
Enrolling in Medicare is just the beginning. I support you throughout your Medicare years by:
Addressing questions, issues, and concerns as they arise
Providing continued Medicare support & advocacy
Regularly reviewing your health insurance needs and coverage
Informing you of changes that impact you, such as Medicare law and policy updates, as well as insurance industry, carrier, and network changes
Annual Enrollment Period (AEP)
Each year from October 15 to December 7, Medicare beneficiaries have the opportunity to make changes to their plan choices for the following calendar year. It’s also the time when marketing is in full force for Medicare-related insurance products. The barrage of commercials, mailers, and unsolicited (illegal) sales calls all signal that it’s AEP time!
During AEP, I can help by:
Sorting fact from fiction with marketing claims
Reviewing your plan’s ANOC (Annual Notice of Change)
Discussing how your current plan’s benefits, cost-sharing, and coverage will change for the upcoming year (if applicable)
Re-evaluating your situation, needs, and preferences to determine if a change is needed in your coverage
Comparing the upcoming year’s plans to find the best-fitting coverage for you
Helping you transition to new coverage during the new year, if applicable
Laughing with you at some of the ridiculous advertising!
Money matters
Helping you understand Medicare’s costs is a key part of my role. If applicable, I can also help you:
Assess income-related implications
Anticipate IRMAA surcharges (Income-Related Monthly Adjustment Amounts)
Appeal IRMAA determinations
Apply for Medicare Savings Programs and Low-Income Subsidies (“Extra Help”)
Understand your options if you have Medicaid
Find Medicare plans that maximize your savings and benefits while minimizing your financial risk
ACA, ancillary, and non-traditional health insurance options
As a licensed health insurance broker, I can help with more than Medicare insurance matters. For individuals and families under the age of 65, I can quote and compare health insurance plans both on and off the Marketplace Exchange (ACA). I am also contracted with several dental and vision plans. In addition, I can discuss whether a medical cost-sharing ministry might be a suitable option instead of traditional insurance.
Education
Knowledge is foundational. In the realm of Medicare, it’s the basis for making good decisions and avoiding costly mistakes. Whether one-on-one or in front of an audience, I love educating people about Medicare. Here are some of the settings where I teach:
One-on-one tutorials (e.g. someone approaching age 65)
Seminars for the public (e.g. Medicare 101 presentations)
Employer-sponsored seminars for employees
Educational presentations for tax, accounting, financial, and retirement professionals
Seminars for clients of the above professionals
Consultations with Human Resources personnel and Employer Plan Administrators
“Lunch and Learns” for medical staff
Senior events
Webinars for all the above
Testimonials
New to Medicare
Being new to the Medicare system seemed very overwhelming to me, as I began to be bombarded with mail from both Medicare & various insurance companies, a good 6 months before turning 65. A friend recommended Maggie. We made an appointment to go over the process of registering & options. I’ve been pleasantly surprised at how painless Maggie made this new adventure for me. She’s very knowledgeable and always happy to answer new questions as they arise. I would & will highly recommend her.
--Submitted by Lori Carlson on Monday, Feb 24, 2025
Amazing Agent!
After much frustration dealing with Social Security and Medicare, Maggie has truly been a God Send. She was very thorough in presenting me with multiple options for my health care. Early on I explained to her that I am blind and use assistive technology to access print materials. She has been diligent in making certain I am able to access any materials she sends me. She has spent a great deal of time making sure I have what I need.
--Submitted by Bertha Avila on Friday, Nov 01, 2024
Five stars
Maggie is phenomenal. She knows how to explain and she gave us the understanding to master all the information related to medicare. She was also friendly, approachable, and answered all our questions in a very professional manner. I will give her 5 stars, great job.
--Submitted by Daniel & Yolie Garrido on Saturday, Nov 02, 2024
Maggie makes Medicare NOT a bad word!
The words 'Medicare' and 'cheerful' should never be used in the same sentence, unless you add, 'Maggie' to the mix. She competently and cheerfully helps navigate the infinite choices and overwhelming options available to me, the consumer. I will NEVER make another Medicare move without Maggie's counsel.
--Submitted by Sharon Lyle on Tuesday, Nov 19, 2024
Outstanding
Maggie took the time to totally understand my needs. I have a lot of health issues and very expensive medications. She met with me the first time just to understand what type of coverage I needed. She then came back to discuss which insurance she found that would be best for me. I have called her several times to ask questions and she made sure I was comfortable with my choices.
She is patient and helped me through this difficult process. I would recommend her to others as a very professional individual who’s goal is to take care of their client and ensure they have the right insurance to meet their needs.
--Submitted by Michele Morga on Monday, Mar 31, 2025
Medicare journey
As we got close to 65 years old, we were inundated with all kinds of materials and offers related to Medicare. Maggie helped us navigate the chaos and find several plans that were right for us. She was thorough, responsive, and helpful and was careful to let us make the final decision. Her support continued after enrollment, as she checked back to make sure our coverage was meeting our needs.
We’ve already recommended Maggie to our friends and family members and will continue to do so. She’s relatable and professional and we’re so very grateful we found her!
--Submitted by Ann & Rich on Friday, Aug 30, 2024
Frequently Asked Questions
Is there really no cost to use your services? How do you get paid?
There is never a fee for my services. I am paid a commission when I enroll someone in a health insurance policy (with exceptions). Each year, Medicare sets standardized commission rates for Part C and Part D plans.
What can I expect if I contact you?
I – and no one else-- will receive your communication. I try to respond the same day, if not the same hour. Your personal information is always protected, never shared. Ideally, you and I will have a short introductory phone conversation. I will only call you if you give me permission to do so. That’s the law and I’m a rule follower!
Then what happens?
Together we can decide on the next steps. Typically, we schedule an appointment to go deeper in addressing your situation, questions, options, etc. I can meet in person, by phone, or via Zoom, whatever works best for you.
Will I pay more if I use your services?
No, never. The rates I quote are the exact same as those you’d get direct from insurance companies. No mark-ups. Being independent, I can shop and compare plans from many carriers—large and small--to present you with the best-fitting options at the best value.
Are you partial to certain insurance plans or carriers?
I strive to remain neutral while being upfront/honest. I do not steer clients, and I caution you to avoid anyone who does! I will gladly share all that I know to help you reach an informed decision with peace of mind (e.g. insurance company/plan ratings, my clients’ experiences, my own insights, etc.).
Do you agree with what my friend says about Medicare Advantage plans? Which Medicare option/plan is the best?
Unless you and your friend are identical—you share the exact same medical needs, healthcare preferences, locality, lifestyle, budget, etc.--it’s unlikely the same plan will be the best fit for you both. Medicare Supplement (Medigap) and Medicare Advantage plans each serve the right person well. After you and I thoroughly evaluate your unique situation and compare options, you’ll have peace of mind about making the decision that’s right for YOU. Beware of agents who insist on only one plan type, one carrier, etc. They may have their own best interest in mind, not yours.
(719) 301-9303
7035 Hillbeck Dr, Colorado Springs CO 80922
Copyright © 2025 PeakMedicareSolutions.com
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site located at http://www.medicare.gov.